You can't have had switch cash from Lloyds, Bank of Scotland or Halifax since 1st January 2023

Ensure the account you will switch from has at least 3 active Direct Debits (Switch Tracker can help with this)

Open the account and begin the switch before 30th Apr

Switch in an account from a different bank (not Halifax or Bank of Scotland)

Spend £100 or more on your debit card within 35 days of opening your account

Wait up to 45 days of the account opening to receive the £200